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Straightforward, comprehensive financial planning and investment services. . .Investment securities and advisory services provided through Centaurus Financial, Inc (member FINRA, SIPC)

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Certified Fiancial Planner, Registered Principal,

Investment Advisory Representative

Welcome to our Web site!

Our primary purpose is to help you reach your highest level of financial success, as quickly and at the lowest cost possible.

On the site you can find out who we are, how we work for you and the services we offer. And, you'll find a wealth of information! Newsletter articles, calculators, research reports and more are available for your enjoyment and education.

We hope your visit will help you understand the opportunities and potential rewards available when you take a proactive approach to your personal financial situation. We created this Web site to help you gain a better understanding of the concepts behind investing, retirement planning, estate planning, insurance and wealth preservation. Most important, we hope you see the value of working with skilled professionals to pursue your financial goals.

We're here to help educate you about basic concepts of financial management; learn more about who we are; and to give you fast, easy access to market performance data. We hope you take advantage of this resource and visit us often. Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information, and we don't want you to miss any new developments in the area of personal financial planning.

The One Big Beautiful Bill Act includes many provisions that affect higher education.

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It's easy to confuse Medicare and Medicaid, but there are important differences between the programs.

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Each year from October 15 to December 7, Medicare offers an Open Enrollment period during which beneficiaries can review coverage options and make changes as appropriate.

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Here are three important tax provisions from the OBBBA that should provide certainty and stability for small businesses.

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